Pay once. Keep it forever.
Founder lifetime is simple: one payment, MAX yours forever — only for the first 100. Prefer to ease in? Monthly and annual are there too. But once the 100 seats are gone, they won't come back.
100 seats left
At launch (June 22) the product starts in manual mode. Automatic Open Banking activates once we hit 100 founders, or earlier if the campaign cash crosses the technical threshold.
Free
To start. No card, no expiry.
- All pages: dashboard, transactions, goals, net worth, budgets
- AI coach in natural language (150k tokens/month, ~80 conversations)
- Auto-categorization of transactions
- Manual entry of accounts and transactions
- Native multi-currency (EUR, CHF, USD)
PLUS
Everything you need, no fuss.
€6.99/month when Open Banking activates
- Everything in Free, plus:
- More powerful, faster AI (1M tokens/month)
- Up to 3 accounts via Open Banking
- Investment tracking + Financial Health Score
- Proactive insights and spending predictions
MAX
For multi-account, multi-country, multi-investment lives.
€14.99/month when Open Banking activates
- Everything in PLUS, plus:
- Top-tier AI (3M tokens/month, frontier model)
- Up to 5 accounts via Open Banking
- Advanced investment tracking (performance, allocation)
- Shared budgets (family, couple, roommates)
What's in each plan
| Feature | Free | PLUS | MAX |
|---|---|---|---|
| Dashboard, transactions, goals, net worth, budgets | |||
| Manual transaction entry | |||
| Auto AI categorization | |||
| AI coach in natural language | |||
| AI tokens per month | 150k | 1M | 3M |
| AI intelligence | Basic | Advanced | Maximum |
| Connected accounts (Open Banking, after activation) | 0 | 3 | 5 |
| Spending-pattern analysis | Basic | Full | Full |
| Proactive insights | |||
| Spending predictions (ML) | |||
| Investment tracking | Basic | Advanced | |
| Financial Health Score | |||
| PDF / CSV export | |||
| Shared budgets (family/couple) | |||
| AI investment coaching | Preview | Basic | Full |
| In-app founder badge | |||
| Direct line to us | Standard | Priority |
Automatic Open Banking activates once we reach 100 lifetime founders (or earlier when the campaign cash crosses the technical threshold). Until then, every plan runs in manual mode with the same AI.
What you take home as a founder.
Founder badge
Permanent in-app badge plus access to a private founder community. You're inside, not a customer.
Price locked. Forever.
Those monthly prices may rise over the years. Yours won't. Ever. Lifetime guaranteed, even as Bibiis grows.
Voice on the roadmap
We read every founder-member feedback personally. Requested features get priority, and we tell you what we decided, and why.
Early access to everything
Beta features in preview, before public launch. Mobile app included. You first, the others later.