Bibiis, piece by piece.
Four pieces that, taken one by one, you've seen elsewhere. All together, on your real data, in a single product: that's the difference.
Every account. Under a minute.
Today, this is the main way in: upload your bank statement (PDF or CSV), or add transactions by hand. Same experience, same AI, same power as an automatic connection. Direct Open Banking linking arrives with our banking partners' activation: same logic, zero extra work for you.
- Statement upload (PDF or CSV) or manual entry: same AI, same experience
- Multi-bank: checking, savings, credit cards, everything
- Webhook-driven auto-sync, zero touch from you
- Multi-currency native: EUR, CHF, USD with daily ECB rates
PSD2 · secure link
Intesa Sanpaolo
EUR · ····4127
Revolut
EUR · ····8830
UBS
CHF · ····2201
Cards
Amex Gold
All in one place
The intelligence working for you, quietly.
Bibiis reads every transaction, renames it into clear names, groups it by pattern, categorizes it automatically. A new monthly charge? Probably a subscription, flagged. A spending spike? Highlighted with context. You see a clear picture, the AI has already done the work.
- Semantic renaming of transactions into readable names
- Pattern grouping (refunds, retries, splits, internal transfers)
- Auto-categorization, even on brand-new merchants
- Detection of rent, utilities, subscriptions, even forgotten ones
- Anomaly detection: spending spikes, double-charges, suspicious flows
From your bank
CRV*SPESA MI 4829
−€54,30
PP*NETFLX 4029
−€12,99
SUMUP*BAR CENTRALE
−€8,50
TWINT UBS 992114
−CHF 4,40
GLOVO 23JUN 8812
−€16,40
From "I want" to "I can", with a realistic plan.
Got a goal? A trip, an emergency fund, a car, a home. Bibiis breaks the number into realistic recurring contributions, based on your actual income, not an average. It accounts for fixed expenses, other goals, irregular income. And net worth gives you the whole picture: assets, debts, 12-month trajectory.
- Goals with AI-generated plans calibrated on real income
- Pace tracking: "€83 ahead" or "€120 behind"
- Full net worth: accounts, investments, real estate
- 12-month projections on your total wealth
Interrail · August
On track€60/week · on track for August
An AI you can actually talk to.
Ask normal questions, the way you'd ask a friend who knows finance: from a passing curiosity ("how much did I spend on food in March?") to a real decision ("can I afford €1,200 rent?"). Answers come with your real numbers, not generic chatbot advice.
- 30+ integrated AI tools: data queries, goal management, simulations
- Multilingual: you ask in your language, you get answered in your language
- Persistent memory: your preferences stick
- Get it at a glance: the answer already comes with the right chart.
Bibiis
Answers from your real data
From sign-upto clarity.
Four actions. Under 5 minutes. That's the moment you'll know if Bibiis works for you.
What you do
Link a bank or add a manual transaction
What happens
< 60s
Initial snapshot: net worth, top categories, subscriptions detected
Nothing magical. Just well-built.
Bibiis is a finance app. Security isn't a feature, it's the starting point.
Your bank, not us, asks for permission.
Exactly like when you connect PayPal to your bank. Bibiis never sees your PIN, your password, your card number. The whole flow goes through licensed and PSD2-supervised providers.
Your data stays yours.
Encrypted at rest and in transit. Each user only sees their own data: it's a technical block, not a promise. GDPR-compliant by design. Deletable any time.
No financial advice. No trades.
Bibiis provides financial education, cash-flow visibility, budgeting and goal tracking. We don't offer regulated investment advice (MiFID II), we don't execute orders, we don't hold client funds. The perimeter is clear, and it protects you.
Built in Europe.
We operate in Europe, with a legal architecture built to be transparent for our users.
Stop guessing.
60 seconds to try it free. No card. No expiry. No spam.