Free beta from June 22

You stopped understanding your money. Bibiis didn't.

All your accounts in one place. An AI that understands natural language. Built for cross-border lives, multi-currency, irregular income, first paychecks.

Free, no card. Forever. Your data stays yours.

6 in 10
young Europeans live with money anxiety as their primary stress.
35%
of 18–24 year-olds know what to do with a first paycheck. Nobody ever explained it to them.

Sources: OECD 2024 · Eurostat 2024

Demo · AI Coach

"Can I afford this?" The question you ask a thousand times.

Now with an answer. Ask in natural language: Bibiis knows your real numbers and answers with data and concrete suggestions, not generic tips.

Bibiis Coach
Online
I always feel broke. What am I doing wrong?

You're not broke. You're flying blind. In the last 3 months you spent €840 on recurring subscriptions you never cancelled (Netflix, Spotify, two gyms, a cloud service you don't use). Want to see which ones?

Forgotten subs€840 in 3 monthsInactive services5 of 12
Can I afford a Lisbon trip in August?

Yes. At your current saving pace you can spend €480 without touching the emergency fund. Want a recurring €60/week savings plan for the next two months?

Trip budget€480Emergency fundUntouchedJapan goal 2027On track
How it works, in 4 steps

From "never got it" to "finally clear".

Four things that, stacked together, make the difference. Together they don't exist anywhere else.

1 · Connect everything

Every account. Under a minute.

Link your bank with the flow you already know. Bibiis does the rest, forever. Prefer manual? Same product, same AI, same power.

2 · Understand everything

See where your money went.

Transactions get renamed into clear names, grouped by pattern, categorized automatically. Forgotten subscriptions surface. Spending spikes get explained.

3 · Decide everything

From "I want" to "I can", with a real plan.

A trip, an emergency fund, a car. Bibiis breaks the number into realistic recurring contributions, based on your actual income, not an average.

4 · Ask anything

A coach you can actually talk to.

"How much did I spend on food?" "Can I afford higher rent?" "Am I saving enough for my 30s?" One question, one answer. With your numbers.

Inside the app

What you'll actually see.

No staged videos: these are real screens from the live product. Tap to explore.

Dashboard

Everything at a glance.

Net worth on top. Monthly income and expenses. 6-month cash flow. Recent transactions already categorized. The first screen you open in the morning, in 2 seconds.

Stop guessing

Things you'll do differently.

Not another app. The few things that were actually missing.

Stop asking yourself "can I afford this?"

A question in natural language, a concrete answer. With your numbers, not generic tips.

Stop opening 4 apps to do basic math.

Cards, checking, savings: in one place. How much you actually have, in two seconds.

Stop tracking every receipt by hand.

Snap a photo. OCR extracts amount, date, merchant. Auto-categorized. Eight seconds.

Stop doing mental conversions.

EUR, CHF, USD: daily ECB rates baked in. Perfect for cross-border life.

Stop staring at just your balance.

Assets, debts, 12-month projections. See if you're actually getting ahead, month after month.

Pay once. For the first 100.

Pay one time: MAX for life. Never raised, never expired, never renegotiated.

€300Founder · MAX a vita
One-time
You might recognize yourself

Three different lives, the same problem.

Bibiis isn't for everyone. It's for whoever sees themselves below.

home.personas.items.student.name

home.personas.items.student.tagline

"home.personas.items.student.quote"

You live between two countries

Sofia, 28, manager

"Salary in EUR, rent in CHF, subscriptions in both. I'd never really understood how much I was saving. Now I do."

You live with irregular income

Luca, 32, freelance designer

"Six grand one month, fifteen hundred the next. I needed the 6-month picture, not today's balance. Bibiis is the first place that gives me that."

You've started saving

Anna, 29, analyst, first portfolio

"I could see my checking, not the whole picture. Assets, debts, trajectory. For the first time I know if I'm actually getting ahead."

For the first 100, forever

Pay once. Keep it forever.

One payment, MAX yours forever — only for the first 100. Or pick monthly or annual. But Founder lifetime, once the seats are gone, won't come back.

Founder seats0 / 100
100 seats left
Choose your plan
Security first
Private by design.
Encrypted end to end. Even inside Bibiis, no one can see your data: a technical block.
Open Banking PSD2.
Banking connections only through licensed and regulated providers. No shortcuts.
Never your passwords.
Your bank asks for permission. Bibiis never sees PINs or credentials.
14-day money-back.
For lifetime: change your mind? Full refund, no questions.
Questions everyone asks

Clear answers. No maybes.

Bibiis never sees or touches your banking credentials. Ever. Your bank, not us, asks for your permission, exactly like when you connect PayPal. Your data is encrypted at rest and in transit. Even inside the Bibiis team, no one can see your data: it's a technical block, not an honor promise. You can delete it any time.

Stop guessing.

60 seconds to try it free. No card. No expiry. No spam.