You stopped understanding your money. Bibiis didn't.
All your accounts in one place. An AI that understands natural language. Built for cross-border lives, multi-currency, irregular income, first paychecks.
Good morning, Marco
Dining out is down 18% from May, and your Interrail fund is on track for August. You're a little ahead this month.
Review 2 subscriptionsTotal balance
You kept €312 this month
Safe to spend until 31 Jul
€3,180
After €640 of upcoming bills
Spending pace
Under your usual pace · 14 days left
€980 spent · €1,760 projected
Accounts
Cards
- Regulated PSD2 connections
- Bank-grade encryption
- Delete everything, anytime
young Europeans live with money anxiety as their primary stress.
of 18–24 year-olds know what to do with a first paycheck. Nobody ever explained it to them.
Sources: OECD 2024 · Eurostat 2024
Your money sorts itself out.
Connect your account or upload the statement, and Bibiis brings order: every transaction recognized, categorized, and turned into a monthly picture you actually understand.
From your bank
CRV*SPESA MI 4829
−€54,30
PP*NETFLX 4029
−€12,99
SUMUP*BAR CENTRALE
−€8,50
TWINT UBS 992114
−CHF 4,40
GLOVO 23JUN 8812
−€16,40
"Can I afford this?" The question you ask a thousand times.
Now with an answer. Ask in natural language: Bibiis knows your real numbers and answers with data and concrete suggestions, not generic tips.
Bibiis
Answers from your real data
From "never got it" to "finally clear".
PSD2 · secure link
Intesa Sanpaolo
EUR · ····4127
Revolut
EUR · ····8830
UBS
CHF · ····2201
Cards
Amex Gold
All in one place
01 · Accounts
Multi-bank, multi-currency.
Italian checking, savings, card. All in one place, with automatic EUR/CHF/USD conversion. Even two accounts from the same bank: supported.
PSD2 · secure link
Intesa Sanpaolo
EUR · ····4127
Revolut
EUR · ····8830
UBS
CHF · ····2201
Cards
Amex Gold
All in one place
02 · Goals
Goals with real plans.
iPhone 17 Pro, Japan trip, emergency fund. Bibiis breaks the number into recurring milestones with realistic €/month, and tells you every day if you're ahead or behind.
Interrail · August
On track€60/week · on track for August
03 · Net Worth
What you're actually worth.
Assets (accounts, investments, real estate) minus debts (mortgages, loans) equals net worth. Tracked over time, with 12-month projection. The trajectory, not just the snapshot.
Net worth
Healthy
Financial health
Last 12 months
Thousands of banks. One clear picture.
We're in beta: today you import statements and CSVs, automatic bank linking arrives with Open Banking activation.Thousands of banks across Europe, connected under PSD2 through regulated partners. Bibiis never sees your credentials. Italy and Switzerland first.
banks reachable across Europe
Things you'll stop doing.
Not another app. The few things that were actually missing.
Opening 4 apps to do basic math.
Everything in one place.
Cards, checking, savings: the real total, in two seconds.
Finding the forgotten subscription 8 months later.
Bibiis catches it on month one.
Every recurring charge gets recognized and flagged as soon as it repeats, not once it's too late.
Reaching the end of the month with no idea where the money went.
The monthly picture, always ready.
Every transaction categorized automatically: see where your money actually goes, not from memory.
Spreadsheets abandoned by February.
No more sheets to update by hand.
Bibiis imports and categorizes on its own: your picture stays current, with no sheet to redo every month.
Guessing "can I afford this?" by eye.
An answer with your real numbers.
Ask in plain language, Bibiis answers with your actual data. Not a generic average.
Pay once. For the first 100.
Pay one time: MAX for life. Never raised, never expired, never renegotiated.
Three different lives, the same problem.
Bibiis isn't for everyone. It's for whoever sees themselves below.
You live between two countries
Salary in EUR, rent in CHF, subscriptions in both currencies. With Bibiis you see right away how much you're actually saving, without doing the math by hand every time.
Irregular income
One month you make €6,000, the next €1,500. You need the 6-month picture, not today's balance: Bibiis keeps it updated for you.
Your first portfolio
You could only see your checking account, not the full picture. With Bibiis you get assets, debts, and trajectory in one place, and you know if you're actually getting ahead.
Example scenarios, not reviews. Real reviews will arrive with the beta.
Pay once. Keep it forever.
One payment, the MAX tier forever, no added costs. Only for the first 100: once the seats are gone, they don't come back.
Security first
Private by design.
Encrypted end to end. Even inside Bibiis, no one can see your data: a technical block.
Open Banking PSD2.
Banking connections only through licensed and regulated providers. No shortcuts.
Never your passwords.
Your bank asks for permission. Bibiis never sees PINs or credentials.
30-day trial, 14-day refund.
Every new account starts with a 30-day MAX trial included. If you get the lifetime and change your mind, you have 14 days for a full refund, no questions asked.
Clear answers. No maybes.
Bibiis never sees or touches your banking credentials. Ever. Your bank, not us, asks for your permission, exactly like when you connect PayPal. Your data is encrypted at rest and in transit. Even inside the Bibiis team, no one can see your data: it's a technical block, not an honor promise. You can delete it any time.
Stop guessing.
60 seconds to try it free. No card. No expiry. No spam.